Nafasi ya kazi :- Credit Officer II job vacancy at TRA SACCOS LTD September 2026

TRA SACCOS LTD

1. Background

TRA SACCOS LTD is a registered Savings and Credit Co-operative Society based in Dar es salaam. TRA SACCOS LTD is dedicated to mobilizing savings from its members and providing accessible credit facilities. As a Class B licensed microfinance institution, the society operates in full compliance with the Microfinance Act No. 10 of 2018 and the Co-operative Societies Act, Cap 211.

TRA SACCOS LTD invites applications from suitably qualified and competent candidates to fill vacancies based in Dar es Salaam.

Credit Officer II – 1 Post

Job Purpose

To assess, process and monitor member loans in line with TRA SACCOS policies and regulatory requirements, ensuring effective credit management, quality loan portfolio performance and member satisfaction.

Reporting to

Head of Credit

Duties and responsibilities

1. Provide guidance to members on loan products, eligibility, applications, and other credit-related matters.
2. Evaluate loan applications, recommend approval decisions, process approved loans, and maintain accurate loan records.
3. Monitor loan repayments, reconcile loan accounts, follow up on overdue loans, and support loan recovery activities.
4. Prepare credit and regulatory reports, respond to audit findings, and support the implementation of credit policies.
5. Deliver excellent member service, support Credit Committee activities, participate in planning and budgeting.
6. Perform any other duties assigned by the supervisor.

Qualification and Experience

Has a minimum of Bachelor Degree or Advanced Diploma with upper second class or above in Accounting, Finance, Economics, Statistics, banking, Business Administration or qualifications of other related fields from a recognized institution with at least 1 year of work experience.

Skills and Abilities Required

1. Excellent interpersonal, organizational and communication skills, attention to detail with focus on quality and integrity.
2. High level of integrity and business acumen, including the responsibility to maintain confidentiality of customer information.
3. Proficiency in Microsoft Office applications.

Age Limits

The applicant must be of age between 25 – 30 years.

Application & Submission Guidelines

Required Attachments

• Signed cover letter detailing job suitability, updated Curriculum Vitae (CV), certified copies of academic transcripts and professional certificates, nationality evidence (certified copy of NIDA Identity/Passport) and reliable contact information for three professional referees (being from former work place, professional or Higher Leaning Academic Institution).
• Certificates obtained from foreign institutions must be verified by accredited local authorities such as Tanzania Commission for Universities (TCU)/NACVET.

Submission Details

Signed applications should be addressed to:

The Board Chairman,
TRA SACCOS LTD,
P.O. BOX 63225, DAR ES SALAAM;

and sent electronically through the following link: career.trasaccos.co.tz. 

General guideline

TRA SACCOS LTD is an equal opportunity employer. Only short-listed applicants will be contacted. Canvassing or any kind of cheating shall lead to automatic disqualification. Mode of employment is full time under permanent and pensionable basis.

Deadline

Applications received later than Thursday 17th September 2026; 5:00 PM will not be considered.

Issued by:
CPA Mbogo Kerenge (ADE)
Board Chairman