China Dasheng Bank Ltd is a fully -fledged commercial bank approved
by the Central Bank of Tanzania. It is the first bank in Tanzania
established jointly by Chinese state -owned and private companies. The
Bank has one branch located at ground floor, Extelecoms house, Samora
Avenue. Also, the Bank Head office is located at the Mezzanine floor,
Extelecoms House, Samora Avenue. China Dasheng Bank invites suitable
applicants to apply for the following posts:
Job title: Head of Credit and Recovery
Responsible to: CEO
Duration of Contract: Three (3) Years
Duties and Responsibilities
- Heading Credit Department
- Formulation
of constant review of the Bank’s Credit Policy and establishment of a
regime of controls and discipline that ensures compliance with lending
principles and guidelines laid down in the Credit Policy Document. - Continually
review sectoral ceilings, discretionary authorities; portfolio
measures; including industry limit, tenue limits, risk rating, NPLs,
risk acceptance criteria, security acceptance and credit risk metrices. - Ensuring
that provisioning policies are in line with Bank’s Credit Policy
Document, comply with Banking Act provisions and coordinate with Finance
Division to ensure appropriate provisions and interest suspensions are
affected in the Bank’s accounting system. - Management of Credit Appraisal system, ensuring that appropriate reviews of credit proposals are undertaken on timely basis.
- Ensure continued maintenance of quality portfolio risk management especially in line with CDB growth strategy.
- Implementation
of automated process to minimize manual interventions thereby
increasing efficiencies in delivery of credit products at both personal
and corporate lending levels. - Providing ongoing relevant training to all bank staff involved in lending business to address identified skill gapes.
- Identification
and management of substandard and nonperforming assets portfolio of
the Bank in line with Credit Policy Document and recommend to the EXCO
and the Board, which minimize losses and facilitate full recovery of any
exposure taken by the Bank. - Providing technical support to the
EXCO on the management of Bank’s credit portfolio and the review and
approval process for credit proposals. - Management of the credit
administration aspect of the portfolio, including ensuring that all
requisite security documents are in place prior to disbursements. - Organize,
manage, and motivate the available human capital within Credit
Department through establishment of suitable organization structure and
implementing development programmes to optimize competence and
productivity. - Perform any other duties as may be assigned by the CEO.
Required Education & Experience
Degree
in Banking, Economics, Finance, Accountancy or equivalent from a
recognized Institution with not less than 10 years relevant working
experience in Credit Administration in a reputable firm, 5 of which
should be at Senior Managerial level.
MODE OF APPLICATION
Applications should include the following:
- Typed letter of application hand-signed by the applicant.
- Detailed CV.
- Photocopies of relevant Certificates.
- Two recent passport size photographs of the applicant.
- Name of at least two referees with complete contact details.
REMUNERATION
Attractive remuneration package will be offered to the successful candidate.
Applications should be addressed to:
The Chief Executive Officer,
China Dasheng Bank Ltd,
P.O. Box 388,
Dar es Salaam.
Physical Address:
Mezanine Floor, Extelecoms House,
Samora Avenue, Dar es Salaam.
Closing Date:
Application should reach the Chief Executive Officer on or before 15th February, 2022.
Only short-listed applicants will be contacted.
